Management Team

Mr. Naveen Surya - Managing Director

Mr. Naveen Surya

Mr. Surya launched 'ItzCash Card' in 2005 under the aegis of Essel Group to enable customers in conducting seamless, safe, and simple financial transactions without the age-old constraints of time, space, and location.Since joining the Essel Group 13 years ago, Naveen Surya has been known for revolutionizing electronic payment solutions in India. Backed by 17 years of experience in the finance industry, he introduced India’s first ever Multi Purpose Cash Card, ItzCash Card.

Under his leadership, Itz Cash Card Limited has won national and international accolades including "Innovative Use of Technology", "Best General Purpose Spending Card Program" and "the Most Innovative Prepaid Program" of the year 2008 for the "Octroi Automation Program".

In the past he has been associated with TCS as Management Consultant, where he worked on projects like ACC, GE Capital (UK) and UBS (Japan).

Born and brought up in Jodhpur, he completed his graduation in Commerce and Law from the city; followed by a Company Secretarial Course from the Institute of Company Secretaries of India.

Mr. Surya also dons the hat of being the chairman of Payment Council of India at Internet and Mobile Association of India (IAMAI) and is an active member of Prepaid International Forum (PIF) and a former member of GIRO Committee of RBI.

He is an avid reader and a sports buff; and also actively contributes to social causes like Child Education, Support to Orphans, Animal Care and life impacting diseases like Epilepsy.

CA Devesh Anilkumar Pandya - Chief Finance & Compliance Officer

CA Devesh Anilkumar Pandya

CA Devesh Anilkumar Pandya joined ItzCash in 2006. Mr. Pandya has broad-based experience across various areas of the financial services landscape. In this role, he is responsible for Finance & Accounts, Legal and Secreterial, Investor Relations and Fundraising. As part of the start-up team in ItzCash Card Ltd, Mr. Pandya was part of the core group responsible for the successful development of the payment business.

Having credible post qualification experience of close to three decades, Mr. Pandya has played a crucial role in fundraising, streamlining and managing the company’s finances efficiently. He has been heading this function for the past 20 years in various companies in his earlier assignment. Prior to joining the company, Mr. Pandya was associated with esteemed companies namely Hindustan Dorr-Oliver Ltd, Killick Nixon Ltd, Bhor Industries Ltd, Sanghvi Group and Atul Products Ltd in senior leadership roles.

A Chartered Accountant by profession, Mr. Pandya has also won numerous awards  including the mention in the Roll of Honour for Best 100 CFOs of the country in 2012 and CFO 100  - An annual initiative which recognizes India’s finance leader’s extraordinary contributions to the corporate world in 2014.

Mr. Daykin Creado - Chief Technology Officer

Mr. Daykin Creado

Mr. Daykin Creado is the Chief Technology Officer at ItzCash Card Ltd and is responsible for establishing & implementing the company’s technology roadmap, strategy & vision. He comes with experience in running enterprise wide, transaction processing intensive, mission critical applications. Prior to ItzCash, he served as Vice President – IT at HDFC Bank Ltd running enterprise architecture, service Oriented architecture and payment related direct banking channels.

Mr. Creado comes with strong business technology experience. He has managed and implemented myriad of projects for direct banking channels such as core financial switching (BASE24), Visa/MasterCard/Diners/RuPay/NFS/Cashnet interchanges multi factor authentication, RBI compliance & mandates, point of sale merchant acquiring , e-commerce payment gateway, government payment and integration projects, UIDAI integration, e-KYC, inbound & outbound contact centres, PCI-DSS and many more. He was responsible for roadmap, adoption and implementation of service oriented architecture (SOA) as well as solution engineering and architecture at an enterprise level. He was also involved in a roll out of applications for managing on-boarding of customers for retail assets and various other business intelligence projects such as credit underwriting, 360 degree view of customers etc.

Prior to HDFC Bank Ltd, he held roles at Sybase Inc and NIIT Ltd.

Born and raised in Mumbai, he holds a Masters degree in Microbiology from the University of Mumbai.

Mr. Bhavik Vasa - Chief Growth Officer

Mr. Bhavik Vasa

Bhavik Vasa is Chief Growth officer and Business head at ItzCash and also, leading the charge across all Strategic Alliances.

He is a Business leader with a decade of global experience across Digital Commerce, mobile technologies, loyalty and incentive platforms.

At ItzCash, India’s leading venture across emerging payments solutions, Bhavik has been instrumental for new business roll-outs of Incentives solutions & Prepaid card programs.

Prior to ItzCash, Bhavik led the expansion and setup of Global Prepaid Exchange (UK) presence across the India & South Asia. Entrepreneurial at heart, Bhavik has been a founding member at Radical Payments and ISTS Worldwide – US based bespoke technology solutions ventures across financial services, retail and mobile payments.

Bhavik earned his Bachelors degree with honors in International Business & Management from Northwood University, Florida and has executive training in Entrepreneurship from Stanford University.

Mr. Ravi Singh - Chief Business Officer

Mr. Ravi Singh

Ravi Singh is Chief Business Officer and heads the retail and product team at ItzCash. Since joining ItzCash in 2012, Ravi has bolstered a leadership position for ItzCash in its new business initiatives in Remittance & Prepaid Cards. As Chief Business Officer and Head of Payments, he is responsible for the strategy & execution of retail payments businesses: building partnerships and broader business relationships.

Over two decades , Mr. Singh held senior leadership positions in reputed organisations namely Western Union, Tata Teleservices Limited, Birla 3M Ltd, Hutchison Max Telecom Ltd and Real Value Appliances. His last assignment prior to joining the company was at Western Union as Head of Operations.

An alumnus of Mangalore University,Mr. Singh is Six Sigma & Project Management Professional (PMP) certified.